Credit & Finance Officer 142 views

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Leasing Company (Seychelles) Limited

Location: Victoria, Mahe

Leasing Company (Seychelles) Limited is a leading provider of leasing and asset finance solutions, helping individuals and businesses acquire assets through flexible and innovative financing arrangements. We are seeking a motivated and detail-oriented professional to join our team as a Credit & Finance Officer

Job Description

Job Purpose

The Credit & Finance Officer will be responsible for evaluating credit applications, assessing customer creditworthiness, administering approved facilities and maintaining accurate credit records, in line with the Company’s credit policies and procedures. The role also supports the Finance Manager with day-to-day accounting, including transaction recording, reconciliations, lease billing and collections, month-end close, and regulatory and audit reporting. The successful candidate will play a key role in supporting sound credit decisions and accurate financial records.

Key Responsibilities

Credit Analysis

• Review and assess lease and financing applications from individual and corporate clients.
• Analyze financial statements, bank statements, credit reports, and other supporting documents.
• Evaluate customers’ repayment capacity and credit risk profiles.
• Prepare credit assessment reports and recommendations for management approval.
• Propose appropriate facility structures, terms, and security requirements.
• Monitor and review the performance of existing accounts and identify potential risks.
• Process approved lease and financing facilities from approval through to disbursement.
• Maintain complete and accurate customer credit files and records.
• Verify and track required documentation before disbursement.
• Prepare facility letters, agreements, and related credit documentation.
• Ensure all activities comply with internal policies, regulatory requirements, and industry best practices.

Finance & Accounting

• Record daily transactions (receipts, payments, journals) and maintain complete, audit-ready supporting documentation.
• Prepare monthly bank reconciliations and resolve unreconciled items.
• Issue monthly lease rental invoices, allocate customer receipts, and maintain accurate lease records.
• Monitor overdue accounts, follow up on arrears, and report to the Finance Manager.
• Process supplier invoices and prepare payments for authorisation.
• Maintain the fixed asset register, including operating lease assets and depreciation.
• Assist with month-end close, management reports, and regulatory returns to the Central Bank of Seychelles.
• Support the annual external audit.

Job Requirements

Qualifications & Experience

• Bachelor’s Degree or Diploma in Finance, Accounting, Banking, Economics, Mathematics, Business Administration, or a related field.
• Strong understanding of financial statement analysis and credit risk assessment.
• Working knowledge of accounting principles and bookkeeping; experience with accounting software will be an advantage.
• Proficiency in Microsoft Office applications, particularly Excel.
• Experience with credit management or banking systems will be an advantage.

Key Competencies

• Strong analytical and problem-solving skills.
• Excellent attention to detail and accuracy.
• Good report writing and communication skills.
• Strong organizational and time management abilities.
• Ability to maintain confidentiality and exercise sound judgment.
• Customer-focused with the ability to build positive working relationships.
• Ability to work independently and as part of a team.

How To Apply

Interested candidate(s) are requested to Sign-up or login to apply now or candidates should submit their CV and cover letter to [email protected] – by latest November 19th, 2026.

Only shortlisted candidates will be contacted.

Note:

In order to increase your chances of a successful selection, kindly ensure that your application is complete and that all relevant information such as your qualifications have been provided with your application.   Otherwise, the Employer reserves the right not to consider your application for selection.